Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
Ontario First-Time Buyers Lean on Family to Buy, Fixed Rates Tick Higher on Lender Repricing, and Toronto Mortgage Delinquencies Climb – Mortgage Minute August 28, 2026
First-time buyers are leaning on family more than ever, fixed rates are ticking higher on lender repricing even as bond yields bounce around, and Toronto mortgage delinquencies are climbing as equity cushions thin, here’s what it means for your mortgage.
Fixed Rates Push Higher on Bond Yields, Toronto Affordability Hits a 10th Straight Quarter of Gains, and GTA Neighbourhoods Diverge Sharply – Mortgage Minute August 21, 2026
Fixed mortgage rates are climbing as bond yields hit a one-month high, Toronto affordability just posted a record 10th straight quarterly improvement, and GTA neighbourhoods are selling at wildly different speeds, here’s what it means for your mortgage.
Renewal Squeeze Deepens, Toronto’s Recovery Stays Uneven, and Economists Split on a Bank of Canada Hike – Mortgage Minute August 14, 2026
Nearly half of recent renewers are spending half their budget on housing, Toronto’s resale market just posted its longest winning streak in three years but the recovery is uneven, and economists are split on whether the Bank of Canada hikes or holds – here’s what it means for your mortgage.
Canada Adds 75,000 Jobs, GTA Listings Tighten, and Mortgage Arrears Hit a Decade High – Mortgage Minute August 7, 2026
A blowout July jobs report makes a Bank of Canada rate cut less likely, GTA new listings dropped 18 percent while sales held steady, and mortgage arrears hit their highest level in more than a decade with Ontario now leading the country – here’s what it means for your mortgage.
Bank of Canada Holds at 2.25%, Toronto Mortgage Arrears Climb, and Ontario’s HST Rebate Boosts New Builds – Mortgage Minute July 17, 2026
The Bank of Canada Holds at 2.25% rates for a sixth straight time, Toronto mortgage delinquencies climbed sharply over the past year, and Ontario’s HST rebate is drawing buyers back to new construction. Here’s what it means for your mortgage.
Rate Hike Threat Eases, Affordability Worsens Across Canada, and the Income-Price Gap That Rates Can’t Fix — Mortgage Minute June 19, 2026
Rate Hike Threat Eases, Affordability Worsens Across Canada, and the Income-Price Gap That Rates Can't Fix — Mortgage...
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