by Simon Browning | Jul 1, 2025 | Mortgages
Buying your first home or even your next one can feel like a massive step. It really doesn’t have to be confusing, though. I’ve spent over 25 years helping people like you navigate complex financial decisions, and when it comes to mortgages, I’ve...
by Simon Browning | Jun 8, 2025 | Mortgages
Not All Mortgage Rates Are Created Equal: The Hidden Cost of Compounding When shopping for a mortgage, most people focus on finding the best mortgage rate. That makes sense — a lower rate can mean significant savings. But there’s a lesser-known factor that can quietly...
by Simon Browning | Apr 11, 2025 | Mortgages
When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you need to break your mortgage early? The mortgage penalty for breaking a mortgage can be significant—sometimes wiping out any savings...
by Simon Browning | Dec 12, 2024 | Mortgages
Breaking your mortgage in Canada might sound intimidating, but for the right reasons, it can be a game-changer for your financial future. Whether you’re eyeing lower rates, refinancing for a better deal, or managing a life change, now could be the ideal time to...
by Simon Browning | Dec 4, 2024 | Mortgages
What’s New in Insured Mortgages? Canada’s insured mortgage landscape is undergoing significant changes as of December 2024, aiming to improve affordability and access to housing: Extended Amortization Periods: 30-Year Amortizations Expanded Now available to...
by Simon Browning | Aug 26, 2024 | Mortgages
Have you heard about “Cashback Mortgages”? A cashback mortgage is a type of mortgage where the lender provides a cash incentive at the time of closing, to encourage the borrower to go with that specific lender. This incentive is typically a percentage of the mortgage...
