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How Mortgages Can Accelerate Your Wealth-Building

How Mortgages Can Accelerate Your Wealth-Building

by Simon Browning | Jul 16, 2025 | Mortgages

How Mortgages Can Accelerate Your Wealth-Building When most people think of mortgages, they picture a long-term debt—not a tax-planning tool. But with the right strategy, your mortgage can become one of the quickest routes to growing a real estate portfolio and...

5 Questions to Ask Before You Sign a Mortgage in Canada

by Simon Browning | Jul 1, 2025 | Mortgages

Buying your first home or even your next one can feel like a massive step. It really doesn’t have to be confusing, though. I’ve spent over 25 years helping people like you navigate complex financial decisions, and when it comes to mortgages, I’ve...

Not All Rates Are Created Equal: The Hidden Cost of Compounding

by Simon Browning | Jun 8, 2025 | Mortgages

Not All Mortgage Rates Are Created Equal: The Hidden Cost of Compounding When shopping for a mortgage, most people focus on finding the best mortgage rate. That makes sense — a lower rate can mean significant savings. But there’s a lesser-known factor that can quietly...
Lower Mortgage Rate vs Higher Mortgage Penalty OR Higher Rate with Flexibility?

Lower Mortgage Rate vs Higher Mortgage Penalty OR Higher Rate with Flexibility?

by Simon Browning | Apr 11, 2025 | Mortgages

When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you need to break your mortgage early? The mortgage penalty for breaking a mortgage can be significant—sometimes wiping out any savings...
Lower Mortgage Rate vs Higher Mortgage Penalty OR Higher Rate with Flexibility?

Thinking of Breaking Your Mortgage? Now Might Be Your Best Chance!

by Simon Browning | Dec 12, 2024 | Mortgages

Breaking your mortgage in Canada might sound intimidating, but for the right reasons, it can be a game-changer for your financial future. Whether you’re eyeing lower rates, refinancing for a better deal, or managing a life change, now could be the ideal time to...
Everything You Need to Know About the New Insured Mortgage Changes

Everything You Need to Know About the New Insured Mortgage Changes

by Simon Browning | Dec 4, 2024 | Mortgages

What’s New in Insured Mortgages? Canada’s insured mortgage landscape is undergoing significant changes as of December 2024, aiming to improve affordability and access to housing: Extended Amortization Periods: 30-Year Amortizations Expanded Now available to...
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Recent Posts

  • Clarity on Rates, Renewals, and Market Signals: Mortgage Minute for July 18, 2025
  • How Mortgages Can Accelerate Your Wealth-Building
  • Open Houses for July 12 & 13 2025
  • Rate Cuts Paused, Toronto Condo Market “Stuck”: Mortgage Minute for July 11, 2025
  • Open Houses for July 5 & 6 2025
  • Rates, Affordability, Population: Your July 4th Mortgage Minute
Simon Browning. Mortgage agent in Humber Bay, Toronto, Etobicoke, Mimico

Mortgage Agent Level 2

Serving Clients across Ontario

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(249) 480-1249

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