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The Mortgage Blueprint:
Bank of Canada Holds at 2.25%, Toronto Mortgage Arrears Climb, and Ontario’s HST Rebate Boosts New Builds – Mortgage Minute July 17, 2026
The Bank of Canada Holds at 2.25% rates for a sixth straight time, Toronto mortgage delinquencies climbed sharply over the past year, and Ontario’s HST rebate is drawing buyers back to new construction. Here’s what it means for your mortgage.
Rate Hike Threat Eases, Affordability Worsens Across Canada, and the Income-Price Gap That Rates Can’t Fix — Mortgage Minute June 19, 2026
Rate Hike Threat Eases, Affordability Worsens Across Canada, and the Income-Price Gap That Rates Can't Fix — Mortgage Minute June 19, 2026 A US-Iran peace deal has reduced the threat of Bank of Canada rate hikes. Affordability got worse in all 13 major Canadian cities...
Canada’s Jobs Surprise, Bond Yields Still Elevated, and the Real Cost of a 30-Year Amortization — Mortgage Minute June 5, 2026
Meta description (also WordPress excerpt): Canada's labour market added 87,800 jobs in May — far above forecasts — while bond yields remain elevated and the 30-year amortization has become the most widely used affordability tool in the market. Here's what each story...
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