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Guides to Buying, Refinancing & Building Wealth
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The Mortgage Blueprint:
Renewal Relief, Auto Debt Reality, and the Toronto Condo Reset: Mortgage Minute February 13, 2026
The mortgage renewal crisis everyone predicted isn’t materializing, but auto debt is creating new qualification challenges for Toronto buyers. Plus, what Toronto condo investors need to know as prices drop 20% from 2022 peaks and cashflow pressure mounts.
The average GTA home price just fell below one million dollars for the first time since 2021
GTA home prices fell below $1M for the first time since 2021. Bank of Canada holds rates. Strategic renewal window opens. Toronto mortgage update Feb 6, 2026.
Rate Freeze, Rent Deals, Appraisal Gaps: Mortgage Minute Jan 30:
GTA condo sales down 95% since 2021. But waiting for lower rates might cost more than buying now. Here’s why the supply hole matters for 2026 buyers.