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The Mortgage Blueprint:
The Closing Freeze: 10 Things Not to Do Before You Get the Keys
Your mortgage approval is a snapshot, and the lender can re-check it right up until funding. Here are 10 things to avoid between a firm offer and closing day in Toronto.
Bank of Canada Warns Against Waiting Too Long on Rate Hikes, Canada’s Housing Shortage Persists, and Retirement Wealth Stays Locked in Homes – Mortgage Minute September 25, 2026
The Bank of Canada governor warned that waiting too long to raise rates could mean bigger hikes later, CMHC says Canada is still short up to 238,000 homes a year, and Canadians nearing retirement have most of their wealth tied up in their homes – here’s what it means for your mortgage.
Fed Rate Hike Pushes Canadian Rates Higher, Toronto Condo Buyers Shift to Townhouses, and Renewal Payment Shock Looms – Mortgage Minute September 18, 2026
The US Federal Reserve raised rates for the first time since 2023 and the pressure is already reaching Canadian mortgages, Toronto condo buyers are shifting from microunits to larger townhouses, and anyone renewing before year end faces a real gap between the average and worst-case payment increase – here’s what it means for your mortgage.
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