Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
This Week in Mortgages: Inflation, Debt & Builder Slowdown. Mortgage Minute for June 13
Inflation is easing—but not in the areas that matter most to the Bank of Canada. Bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condos are down—but many other Canadian markets are still climbing.
Not All Rates Are Created Equal: The Hidden Cost of Compounding
Not All Mortgage Rates Are Created Equal: The Hidden Cost of Compounding When shopping for a mortgage, most people...
The Bank of Canada hit pause — but the economy didn’t. Mortgage Minute for June 6, 2025
Inflation is easing—but not in the areas that matter most to the Bank of Canada. Bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condos are down—but many other Canadian markets are still climbing.
Inflation is easing but bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condo prices are down. Mortgage Minute for May 23, 2025
Inflation is easing—but not in the areas that matter most to the Bank of Canada. Bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condos are down—but many other Canadian markets are still climbing.
Inventory is up in Ontario giving buyers more leverage, but affordability remains tight. Mortgage Minute for May 17, 2025
Mortgage rates are rising again due to U.S. bond volatility, inventory is up in Ontario giving buyers more leverage, but affordability remains tight — making this a window of opportunity for well-prepared buyers and a planning moment for future ones.
Lower Mortgage Rate vs Higher Mortgage Penalty OR Higher Rate with Flexibility?
When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a...
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