Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
Rate Cuts Paused, Toronto Condo Market “Stuck”: Mortgage Minute for July 11, 2025
The Canadian housing market is constantly evolving, and this week we’re seeing changes in interest rate forecasts, improvements in affordability in certain areas, and even new dynamics emerging from population growth.
Rates, Affordability, Population: Your July 4th Mortgage Minute
The Canadian housing market is constantly evolving, and this week we’re seeing changes in interest rate forecasts, improvements in affordability in certain areas, and even new dynamics emerging from population growth.
5 Questions to Ask Before You Sign a Mortgage in Canada
Buying your first home or even your next one can feel like a massive step. It really doesn't have to be confusing,...
Toronto Condo Prices Are Falling | Bank of Canada Rate Dilemma | Mortgage Minute for June 27 2025
This week, the Toronto condo market continued its shift into clear buyer’s territory, while on the national level, a softening economy created a big dilemma for the Bank of Canada.
Prices Rising, Rates Holding, Buyers Returning. Mortgage Minute for June 20
For clients planning a move, upsizing, or looking at refinancing — it’s a good time to revisit the numbers. Prices are inching up, and the path to rate relief is still uncertain.
This Week in Mortgages: Inflation, Debt & Builder Slowdown. Mortgage Minute for June 13
Inflation is easing—but not in the areas that matter most to the Bank of Canada. Bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condos are down—but many other Canadian markets are still climbing.
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