Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
GDP Stumble Keeps Rates on Hold as Renewal Shock Hits Home | Your Mortgage Minute – Dec 26, 2025
What Happened This Week The Economy Takes a Step Back, Then a Small Step Forward Statistics Canada reported that the...
Fixed Rates Rising as 2026 Renewal Shock Looms: Your Mortgage Minute (Dec 20, 2025)
As we close out 2025, the mortgage landscape is shifting in ways that will significantly impact homeowners heading...
Market U-Turn: BoC Pauses, Fixed Rates Rise, and Rents Soften (Dec 12 Update)
Mortgage Minute: December 12, 2025 The narrative in the Canadian mortgage market has flipped fast. For months, the...
The Toronto Freeze & The Rate Surprise: What’s Really Happening This Week?
Mortgage Minute: December 5, 2025 Is the Toronto housing market broken, or is it just sleeping? And... did you notice...
The Economic Split: Why GDP is Up but Households are Feeling the Pinch
GDP is up 2.6%, but insolvencies are rising. What does this mixed signal mean for your mortgage? We break down why a December rate cut is off the table and what you need to do now.
Is the Rate Cut Party Over? Scotiabank Warnings & The Condo Crisis Author: Simon Browning, Mortgage Agent
While headline inflation cools to 2.2%, Scotiabank has issued a shock forecast: the rate-cut party might be over, and hikes could return in 2026. Plus, we break down the 60% spike in Toronto mortgage delinquencies and what the cancellation of deals at One Bloor West means for investors.
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