Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
The average GTA home price just fell below one million dollars for the first time since 2021
GTA home prices fell below $1M for the first time since 2021. Bank of Canada holds rates. Strategic renewal window opens. Toronto mortgage update Feb 6, 2026.
Rate Freeze, Rent Deals, Appraisal Gaps: Mortgage Minute Jan 30:
GTA condo sales down 95% since 2021. But waiting for lower rates might cost more than buying now. Here’s why the supply hole matters for 2026 buyers.
Buying a Home Without PR Status in Toronto in 2026: What You Need to Know
Can teachers afford to buy in the GTA? Yes. Learn how your grid salary and pension give you mortgage advantages, plus get the 5-step teacher home buying plan.
GTA Condo Market Hits 34-Year Low: Should You Wait or Buy Now? | Mortgage Minute – January 23, 2026
GTA condo sales down 95% since 2021. But waiting for lower rates might cost more than buying now. Here’s why the supply hole matters for 2026 buyers.
The $550 Payment Shock Meets Ontario’s Historic Population Decline | Mortgage Minute – January 16, 2026
If your mortgage renews this year, brace yourself: your payment is about to jump by roughly $550 per month. And for...
Is This the Bottom? Toronto’s Housing Market Posts Worst Year Since 2000
Your Mortgage Minute for January 9, 2026 We're now in the most buyer-friendly Toronto market in a generation. Only...
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