What Your Pre-Approval Actually Means

Statistics Canada reported this morning that Canada’s economy contracted 0.1% on an annualized basis in the first quarter of 2026. That follows a 1% contraction in the fourth quarter – a downward revision from the figure previously reported. Two...

Debt is not a mortgage deal-breaker

While carrying consumer debt is not fun, it’s a bit of a misconception that you need to be completely rid of it before you buy a home.  What lenders really look at is your ability to manage and service your debt effectively. This is where your debt ratios come in:...