by Simon Browning | Oct 14, 2025 | Mortgages
You navigated the competitive Toronto housing market, signed the purchase agreement, and started planning your move. Then, the call comes: the bank’s appraisal is lower than your purchase price. For many home buyers, this news triggers immediate panic. Does the...
by Simon Browning | Jul 23, 2025 | Mortgages
If you’re a Canadian homeowner aged 55 or older, you’ve likely heard about reverse mortgages. You may be curious, but you might also be skeptical. With so much misinformation out there, it’s easy to be wary of a financial product you don’t fully understand. This guide...
by Simon Browning | Jul 16, 2025 | Mortgages
How Mortgages Can Accelerate Your Wealth-Building When most people think of mortgages, they picture a long-term debt—not a tax-planning tool. But with the right strategy, your mortgage can become one of the quickest routes to growing a real estate portfolio and...
by Simon Browning | Jul 1, 2025 | Mortgages
Buying your first home or even your next one can feel like a massive step. It really doesn’t have to be confusing, though. I’ve spent over 25 years helping people like you navigate complex financial decisions, and when it comes to mortgages, I’ve...
by Simon Browning | Jun 8, 2025 | Mortgages
Not All Mortgage Rates Are Created Equal: The Hidden Cost of Compounding When shopping for a mortgage, most people focus on finding the best mortgage rate. That makes sense — a lower rate can mean significant savings. But there’s a lesser-known factor that can quietly...
by Simon Browning | Apr 11, 2025 | Mortgages
When choosing a mortgage, many borrowers focus on getting the lowest interest rate. But what happens if life throws a curveball and you need to break your mortgage early? The mortgage penalty for breaking a mortgage can be significant—sometimes wiping out any savings...
