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Market in ‘Free Fall’? What a Shifting Economy Means for Your Toronto Mortgage Strategy

by Simon Browning | Sep 5, 2025 | Mortgage Minute

Mortgage Minute: Sept 5, 2025 This week, the Canadian economic landscape sent conflicting signals. A surprising and significant loss of jobs has fueled speculation that the Bank of Canada may finally cut interest rates. Yet, at the same time, strong consumer spending...

Canada’s Economy Shrinks in Q2: What This Means for Your Mortgage and the September Rate Decision

by Simon Browning | Aug 29, 2025 | Mortgage Minute

Mortgage Minute: August 29, 2025 This morning, Statistics Canada delivered news that has significant implications for every homeowner and potential buyer in Toronto: Canada’s national economy regressed in the second quarter of 2025. This confirmation of a...

GTA Home Sales Are Up 35%. So Why Are Prices Forecast to Drop?

by Simon Browning | Aug 22, 2025 | Mortgage Minute

Mortgage Minute: August 22, 2025 The Greater Toronto Area’s real estate market is currently telling two different stories. On one hand, sales activity is showing a significant resurgence after a sluggish period. On the other, price forecasts are softening, and...

Toronto’s Housing Market Shows Signs of Life, But Two Major Warning Signs Loom

by Simon Browning | Aug 15, 2025 | Mortgage Minute

Mortgage Minute: August 15, 2025 Is the housing market recovering or is Toronto headed for a downturn? The data is telling two different stories this week. In our Mortgage Minute for Friday, August 15, 2025, we’re breaking down these conflicting signals. For...

Mortgage Minute: Fixed Mortgage Rates Climb as the Toronto Housing Market Heats up and Condo Market Cools

by Simon Browning | Aug 8, 2025 | Mortgage Minute

Mortgage Minute: August 8, 2025 The Toronto housing market is sending two completely different signals right now. The market for houses is heating up, while the condo market is cooling fast—all while fixed mortgage rates continue to climb. For anyone looking to buy,...

Mortgage Minute: Why Weak U.S. Jobs Data Could Be Good News for Canadian Fixed Rates

by Simon Browning | Aug 1, 2025 | Mortgage Minute

Mortgage Minute – August 1, 2025 This week in the mortgage world was a tale of two distinct stories. The Bank of Canada did exactly what the market expected: it held its key interest rate steady. But the most significant news for Canadian mortgage shoppers came Friday...
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Recent Posts

  • Banks Continue to Raise Fixed Rates, Toronto Condos Hit Their Best Affordability Since 2017, and Ontario Home Sales Are Forecast to Fall – Mortgage Minute October 2, 2026
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  • Bank of Canada Warns Against Waiting Too Long on Rate Hikes, Canada’s Housing Shortage Persists, and Retirement Wealth Stays Locked in Homes – Mortgage Minute September 25, 2026
  • Fed Rate Hike Pushes Canadian Rates Higher, Toronto Condo Buyers Shift to Townhouses, and Renewal Payment Shock Looms – Mortgage Minute September 18, 2026
  • Fixed Rates Climb, Buyer Confidence Dips, and Toronto Condo Construction Stalls – Mortgage Minute September 11, 2026
  • Bank of Canada Holds Rate for a Seventh Meeting, Canada Sheds 41,700 Jobs, and GTA Home Sales Slip Below $1 Million – Mortgage Minute September 4, 2026
Simon Browning. Mortgage agent in Humber Bay, Toronto, Etobicoke, Mimico

Mortgage Agent Level 2

Serving Clients across Ontario

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