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Mortgage Minute: Fixed Mortgage Rates Climb as the Toronto Housing Market Heats up and Condo Market Cools

by Simon Browning | Aug 8, 2025 | Mortgage Minute

Mortgage Minute: August 8, 2025 The Toronto housing market is sending two completely different signals right now. The market for houses is heating up, while the condo market is cooling fast—all while fixed mortgage rates continue to climb. For anyone looking to buy,...

Mortgage Minute: Why Weak U.S. Jobs Data Could Be Good News for Canadian Fixed Rates

by Simon Browning | Aug 1, 2025 | Mortgage Minute

Mortgage Minute – August 1, 2025 This week in the mortgage world was a tale of two distinct stories. The Bank of Canada did exactly what the market expected: it held its key interest rate steady. But the most significant news for Canadian mortgage shoppers came Friday...

Mortgage Minute | Fixed Rates Up, Variable Relief Delayed: What’s Your Strategy? Mortgage Minute for July 25, 2025

by Simon Browning | Jul 25, 2025 | Mortgage Minute

Mortgage Minute – July 25, 2025 If you’re feeling confused about the direction of the Canadian housing market, you’re not alone. Recent news paints a conflicting picture of a market ‘rebound’ happening at the same time interest rate relief is...

Clarity on Rates, Renewals, and Market Signals: Mortgage Minute for July 18, 2025

by Simon Browning | Jul 18, 2025 | Mortgage Minute

Mortgage Minute – July 18, 2025 This week, the pressure on borrowers is intensifying from all sides. Rising fixed mortgage rates and a firm Bank of Canada are colliding with a complex renewal landscape, all while new data reveals a conflicted housing market and deep...

Rate Cuts Paused, Toronto Condo Market “Stuck”: Mortgage Minute for July 11, 2025

by Simon Browning | Jul 11, 2025 | Mortgage Minute

This week, hopes for further interest rate cuts were put on pause, as a tough market creates new challenges in the Toronto condo market for condo owners and highlights the growing importance of family help in buying a home. Rate Cut Hopes on Hold Even with a...

Rates, Affordability, Population: Your July 4th Mortgage Minute

by Simon Browning | Jul 4, 2025 | Mortgage Minute

The Canadian housing market is constantly evolving, and this week brings some notable shifts that every homeowner and aspiring buyer should be aware of. We’re seeing changes in interest rate forecasts, improvements in affordability in certain areas, and even new...
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Recent Posts

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Simon Browning. Mortgage agent in Humber Bay, Toronto, Etobicoke, Mimico

Mortgage Agent Level 2

Serving Clients across Ontario

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