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Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

by Simon Browning | Mar 28, 2026 | Mortgage Minute

Three things happened this week that matter for your mortgage. Fixed rates moved up across the board as bond yields climbed to their highest point in roughly a year. Ontario announced a major HST rebate on new construction that starts in five days. And Canada’s...
Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

Toronto Prices Down 24%, Renewal Anxiety at an All-Time High, and a $50,000 Rebate Most First-Time Buyers Don’t Know About

by Simon Browning | Mar 21, 2026 | Mortgage Minute

Three things happened this week that matter for your mortgage. The Toronto housing correction reached a level that directly affects refinancing and equity decisions. A new survey revealed how anxious Canadian homeowners are about getting their renewal right. And a...
Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

Fixed Rates Are Rising. Canada Just Lost 83,900 Jobs. And the Bank of Canada Can’t Do Much About Either.

by Simon Browning | Mar 13, 2026 | Mortgage Minute

Three things happened this week that matter for your mortgage. Fixed rates moved up twice. The February jobs report came in as the worst in four years. And Tuesday’s Bank of Canada meeting is almost certainly going to produce no change at all. Here’s what...
Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

Toronto Condos, Rising Bond Yields, and the Mortgage Rule Changes That Are Actually Working

by Simon Browning | Mar 7, 2026 | Mortgage Minute

Three things happened this week that directly affect Toronto mortgage holders. Here is what the data says and what it means for your situation. Toronto’s Condo Market Has Hit Another Low The GTA condo market extended its correction into 2026. Average prices are...
Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

GDP Shrinks, Rates Hold, and Ontario Borrowers Are Getting Smarter at Renewal

by Simon Browning | Feb 27, 2026 | Mortgage Minute

Three things happened this week that directly affect Toronto mortgage holders. Here’s what the data says and what it means for your situation. Canada’s Economy Contracted in Q4 – But Rate Cuts Aren’t the Answer Canada’s real GDP shrank by...
Fixed Rates Rising, Ontario HST Rebate, Renewal Stress Warning | Mortgage Minute – March 27, 2026

The Stress Test Isn’t Going Away. Here’s What To Do About It.

by Simon Browning | Feb 20, 2026 | Mortgage Minute

Inflation is cooling. The stress test is staying. And Toronto’s housing market just hit a split we haven’t seen in years. Here are three developments affecting homeowners and buyers in the Greater Toronto Area this week. Inflation Is Cooling, But...
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Recent Posts

  • BoC Rate Hold Was a Closer Call Than It Looked, Borrowers Are Abandoning the Five-Year Fixed, and Ontario Consumer Insolvencies Hit a 17-Year High
  • Canada’s Jobs Report Just Changed the Rate Conversation – Mortgage Minute May 8, 2026
  • Bank of Canada Holds, Bond Market Reacts, and Ontario’s Housing Supply Worsens – Mortgage Minute May 1, 2026
  • Bank of Canada Announces Wednesday, Fixed Rate Volatility, and Toronto’s Condo Market – Mortgage Minute April 24, 2026
  • Fixed Rate Renewal Shock, Toronto Prices at 2020 Levels, and the Penalty Trap
  • Bond Yields Pulled Back This Week – But Lenders Raised Rates Anyway
Simon Browning. Mortgage agent in Humber Bay, Toronto, Etobicoke, Mimico

Mortgage Agent Level 2

Serving Clients across Ontario

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