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The Mortgage Blueprint:
GTA Condo Market Hits 34-Year Low: Should You Wait or Buy Now? | Mortgage Minute – January 23, 2026
GTA condo sales down 95% since 2021. But waiting for lower rates might cost more than buying now. Here’s why the supply hole matters for 2026 buyers.
The $550 Payment Shock Meets Ontario’s Historic Population Decline | Mortgage Minute – January 16, 2026
If your mortgage renews this year, brace yourself: your payment is about to jump by roughly $550 per month. And for the first time in modern history, that renewal is happening against the backdrop of something unprecedented: Ontario's population is actually shrinking...
Is This the Bottom? Toronto’s Housing Market Posts Worst Year Since 2000
Your Mortgage Minute for January 9, 2026 We're now in the most buyer-friendly Toronto market in a generation. Only half of homes listed last year actually sold. The condo sector is in outright collapse. And if you're planning to buy or refinance this year, here's what...