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The Mortgage Blueprint:
Fixed Rates Rising as 2026 Renewal Shock Looms: Your Mortgage Minute (Dec 20, 2025)
As we close out 2025, the mortgage landscape is shifting in ways that will significantly impact homeowners heading into the new year. This week's Mortgage Minute covers four critical developments: the looming renewal payment shock, a rare affordability win in...
The Toronto Freeze & The Rate Surprise: What’s Really Happening This Week?
Mortgage Minute: December 5, 2025 Is the Toronto housing market broken, or is it just sleeping? And... did you notice that fixed mortgage rates just went up? We are closing out the year with a strange mix of signals. Prices are softening, buyers are nervous, and the...
The Economic Split: Why GDP is Up but Households are Feeling the Pinch
GDP is up 2.6%, but insolvencies are rising. What does this mixed signal mean for your mortgage? We break down why a December rate cut is off the table and what you need to do now.