Mortgage Hub
Welcome to the Humber Bay Mortgage Hub, designed to help guide anyone navigating the home financing process.
Whether you’re a first-time buyer taking your first steps into home-ownership or a seasoned investor exploring new opportunities, you’ll find expert advice, practical tips, and valuable insights to support your journey. Our goal is to make the mortgage process clearer and easier to understand, so you can make informed decisions and feel confident as you move forward.
Bank of Canada Cuts Rates, But Toronto’s Housing Market Tells a Different Story
Get a strategic analysis of the September 2025 Toronto mortgage market. Learn how a likely BoC rate cut and rising renewal pressure create new risks and opportunities.
Market Crossroads: A Rate Cut Looms While Mortgage Renewal Pressures Mount in Toronto
Get a strategic analysis of the September 2025 Toronto mortgage market. Learn how a likely BoC rate cut and rising renewal pressure create new risks and opportunities.
Market in ‘Free Fall’? What a Shifting Economy Means for Your Toronto Mortgage Strategy
Fixed rates are rising and hopes for a cut to the variable rates have faded, pushing any relief for variable rate holders to at least October.
Consolidate Your Debt with a Strategic Mortgage Refinance
Refinance for Debt Consolidation Use the equity you’ve built in your Greater Toronto Area home to pay off...
Canada’s Economy Shrinks in Q2: What This Means for Your Mortgage and the September Rate Decision
Fixed rates are rising and hopes for a cut to the variable rates have faded, pushing any relief for variable rate holders to at least October.
GTA Home Sales Are Up 35%. So Why Are Prices Forecast to Drop?
Fixed rates are rising and hopes for a cut to the variable rates have faded, pushing any relief for variable rate holders to at least October.
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