by Simon Browning | Jul 4, 2025 | Mortgage Minute
The Canadian housing market is constantly evolving, and this week brings some notable shifts that every homeowner and aspiring buyer should be aware of. We’re seeing changes in interest rate forecasts, improvements in affordability in certain areas, and even new...
by Simon Browning | Jun 29, 2025 | Mortgage Minute
Mortgage Minute – June 27, 2025 This week, the Toronto condo market continued its shift into clear buyer’s territory¹, while on the national level, a softening economy created a big dilemma for the Bank of Canada². Here’s a breakdown: The Economy Softens, But...
by Simon Browning | Jun 22, 2025 | Mortgage Minute
Buyers Are Returning Home sales rose 3.6% in May — the first monthly increase in over 6 months¹. While it’s not a full rebound, buyer confidence may be returning after a long pause. Prices Are Still Climbing The average home price in Canada hit $691,299, up nearly 2%...
by Simon Browning | Jun 14, 2025 | Mortgage Minute
This week delivered a mix of cautious optimism and continued pressure in Canada’s housing and lending landscape. Here’s what you need to know: Inflation cools, but rate cuts remain uncertain April’s headline inflation dropped to 1.7%, the lowest in seven months....
by Simon Browning | Jun 8, 2025 | Mortgage Minute
From a record trade deficit to rising unemployment, the cracks are showing. And yet, fixed mortgage rates are still rising. For buyers, renewers, or refinancers, this is a high-stakes moment — one that rewards preparation over prediction. Here’s your mortgage minute...
by Simon Browning | May 27, 2025 | Mortgage Minute
Your Weekly Update on Rates, Trends & Opportunities Inflation is easing—but not in the areas that matter most to the Bank of Canada. Bond yields are rising, pushing fixed rates up. Meanwhile, Toronto condos are down—but many other Canadian markets are still...