Headline inflation just cooled to 2.2%, which usually signals that rate cuts are on the horizon. But if you look past the headlines, the data is flashing warning signs that every Toronto homeowner and investor needs to see. We are entering a period of what I call...
This week, the economic headlines paint a picture of a Canadian economy being squeezed. While the Bank of Canada is signaling a firm end to its rate-cutting cycle, everyday financial stress is climbing to levels not seen in over a decade, and lenders are responding by...
Welcome to your Mortgage Minute. It was a confusing week for the Canadian economy, and it has major implications for your mortgage strategy. We saw two completely conflicting stories. The first was a blockbuster jobs report that signals economic strength. The second...
This week, the Canadian mortgage market was defined by a series of deep contradictions. While the Bank of Canada’s 0.25% rate cut provided welcome relief, the fine print of the week’s economic news revealed a new and complex “split market.” The...
Mortgage Minute: Bank of Canada Rate Decision: Why a Cut is Still Likely Despite Inflation Spike (Oct 2025) This week, Canadian economic data sent two completely different signals. On one hand, a surprise inflation report confused the markets. On the other, the Bank...
Mortgage Minute: Toronto Buyer’s Market Emerges & Big News for Business Owners This week, the story in Canadian real estate is about a clear and significant shift in the Toronto housing market. For the first time in years, buyers are gaining a strategic...
