The mortgage renewal crisis everyone predicted? It’s not happening. But something else is quietly limiting qualification capacity for Toronto buyers. Here’s your Mortgage Minute for February 13th, 2026. Three developments affecting homeowners and buyers in...
The average GTA home price just fell below one million dollars for the first time since 2021. Welcome to this week’s Mortgage Minute. If you’re planning to buy, renew, or refinance in the Greater Toronto Area, here’s what you need to know. Topic One:...
Welcome to this week’s Mortgage Minute. If you’ve been holding off on buying or refinancing, waiting for interest rates to drop significantly, this update is for you. Let’s break down three critical developments affecting Toronto homebuyers and...
The GTA condo market just hit a 34-year low in sales volume. While many might see that as a reason to wait, the underlying data suggests that waiting too long might actually be the more expensive move. Here is your Mortgage Minute for a very cold January 23rd, 2026....
If your mortgage renews this year, brace yourself: your payment is about to jump by roughly $550 per month. And for the first time in modern history, that renewal is happening against the backdrop of something unprecedented: Ontario’s population is actually...
Your Mortgage Minute for January 9, 2026 We’re now in the most buyer-friendly Toronto market in a generation. Only half of homes listed last year actually sold. The condo sector is in outright collapse. And if you’re planning to buy or refinance this year,...
