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The Mortgage Blueprint:
The $550 Payment Shock Meets Ontario’s Historic Population Decline | Mortgage Minute – January 16, 2026
If your mortgage renews this year, brace yourself: your payment is about to jump by roughly $550 per month. And for the first time in modern history, that renewal is happening against the backdrop of something unprecedented: Ontario's population is actually shrinking...
Is This the Bottom? Toronto’s Housing Market Posts Worst Year Since 2000
Your Mortgage Minute for January 9, 2026 We're now in the most buyer-friendly Toronto market in a generation. Only half of homes listed last year actually sold. The condo sector is in outright collapse. And if you're planning to buy or refinance this year, here's what...
Buying Your First Home on a Teacher’s Salary in Toronto: The Complete 5-Step Guide
Can teachers afford to buy in the GTA? Yes. Learn how your grid salary and pension give you mortgage advantages, plus get the 5-step teacher home buying plan.